Lots of network providers are offering tons of valuable promos for their consumers. However, if you feel that it is not necessary for you to have a full-on cell phone package that will cost you a considerable amount of money each month, then you must really opt to have cell phones prepaid.

Ask yourself whether you really need a plan. A mobile plan is good if you are constantly making calls and sending text messages to friends and loved ones. Network providers have special rates especially if you bulk up on the minutes and numbers of text messages that you send. If you are using your phone for business, then having a plan might just be a great idea since you might use this to make international calls and need to access the internet through your phone.

However, if your phone is more for personal use, then it is better to have cell phones prepaid. Why? It is simply because prepaid accounts don’t require you to keep up with the monthly charges that phone plans do. If you feel that the credit you will need for this time is only a small amount, you can stay with that instead of getting stuck with the entire monthly fee that plans and packages have.

It is a great way to budget your money as well as your calls. It is even a great idea to issue prepaid cell phones to your children instead of giving them phones with a steady line of credit. It limits their use and teaches them to take responsibility in budgeting their calls.

While a prepaid cell phone may seem convenient especially to those who would like to apply for a new phone, it also has some drawbacks. It is true that it is easier to get prepaid phones because you don’t need to pass a lot of requirements and wait around to get approved by the network provider.

Here are some cell phone prepaid plans that can help make you decide on which provider to choose (subject to change by the provider):

• Boost Mobile provides $50 monthly prepaid plan with no commitment and no contract. It allows you to do messaging, have unlimited talk and data and push-to-talk functionality without any hidden charges.
• T-Mobile has a good combination of phone options, voice quality and flexible payment plans. Their 30-minute for $10 option is the cheapest, which does not expire for ninety days. Although T-Mobile does not have a $50 monthly unlimited plan, the company offers more advanced handsets.
• TracFone has unusual benefits for a prepaid deal – a network that covers almost the entire U.S. and international long distance to eighty-two countries for free. The company offers different economical monthly and annual plans that can suit heavy users and occasional callers.

However, since this does not have a steady line of credit, you may run out of minutes just when you needed to make a call or send text messages. Some carriers may also set a time limit for you to consume the amount of prepaid credit you bought. If these slight drawbacks are something you cannot accept, then perhaps you should reconsider buying a prepaid phone.